Own new. Live near the coast.
A 4.99% rate, fixed for thirty years.
4.99%, fixed for
thirty years.
Not a teaser that resets in year three. A seller-funded permanent buydown, held for the life of the loan, at a moment when the market is asking 6.66%.
Principal and interest only; excludes mortgage insurance, taxes, insurance and HOA. Market rate is the Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week ending 27 August 2026. The 4.99% program applies to market-rate homes and does not apply to Jardin below-market-rate residences.
Homes you can
move into.
Every one carries the 4.99% rate, fixed for thirty years. Payments below are principal and interest.
Four plans.
Three bedrooms each.
Jardin is sold through a separate income-qualified program with its own eligibility requirements. The 4.99% financing does not apply to it.
Compare all four plansWhat it looks like
when you walk in.
Quartz counters, Shaker cabinetry and a Whirlpool stainless gas kitchen are standard in every home. Below, a finished Encanto at 141 Skyline Vista Way.
Three ways in.
Hillcrest sells to three different buyers, and the terms are genuinely different for each. Find yours, and we will run your actual numbers before you visit.
The rate program
For market-rate buyers of Playa, Monte and Encanto. A seller-funded permanent buydown at 4.99% fixed, 3.5% down on an FHA loan, with mortgages from $4,470 a month. Four homes are available today.
Jardin, below market rate
An income-qualified program with its own eligibility rules and its own financing. The 4.99% buydown does not apply. Register now for Phase 2 and we will walk you through whether you qualify.
Live in one, rent the other
141 Skyline is two side-by-side Encanto homes. Finance the side you occupy with FHA and the second conventionally, and a tenant covers an estimated $5,500 a month. Owner-occupancy required for at least twelve months.
Eleven acres,
against the water.
One hundred and forty-four homes bordering a scenic slough and nature trail, minutes from everything in Watsonville and a short drive from Santa Cruz, Monterey Bay and the coast.
Solar on every home
About twenty cents a kilowatt-hour against PG&E’s thirty-nine, leased with zero down and maintained for twenty-five years.
Acres of open space
Sports court, bocce, community garden, dog park, walking trails and a bird-watching overlook deck on the slough.
Every system
Under builder warranty, with none of the deferred repairs an older house hands you.